|
|
Attention homeowners: Real estate appraisal services for in Birmingham and Jefferson County
The top 7 reasons why Alabama homeowners order from Greg Easter Appraisals LLC.:
- Pre-listing appraisals (whether they're selling the home on their own or using a real estate agent)
- Challenge property tax assessments
-
Remove PMI to lower their mortgage payment
-
Reinstate their Home Equity Line of Credit (HELOC)
-
Verify a different appraiser's report
-
In the case of a divorce in the state of Alabama, when real estate needs to be divided
-
Settle an estate in Alabama by determining the true market value of real estate
We at Greg Easter Appraisals LLC. understand the particular needs of a homeowner seeking appraisal services.
While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner/Pre-Listing Services
Since you have an emotional attachment to your own house, it's often very hard to be objective about it.
Professional appraisers, like the ones at Greg Easter Appraisals LLC., are objective. We'll tell you what you need to know, not just what you want to hear.
A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers.
It's something concrete to show the buyer.
An appraisal is an independent third party's opinion of your house's value -- not just how much your house is worth.
Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value judgement than yours.
Challenge a property tax assessment
Let's say you live in a region that's going down -- your local tax assessor may have your house overvalued.
That only means you're going to pay more taxes than you should.
The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period.
Getting an appraisal from Greg Easter Appraisals LLC. is your #1 weapon when challenging your property tax assessment.
Need to cancel PMI?
An attractive way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance".
Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to a lender to have the PMI removed from your loan.
Greg Easter Appraisals LLC. is qualified in helping folks just like you abolish unneeded and unwanted PMI insurance.
Recently got a freeze to your HELOC?
Your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value.
This can be difficult and inconvenient from a cash flow standpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out.
Greg Easter Appraisals LLC. can help you reinstate your home equity line of credit with a professional appraisal.
We Offer Field and Desktop Appraisal Review Services
Have you just received a copy of your appraisal and you'd like to have a seasoned appraiser double-check it for accuracy or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal?
Greg Easter Appraisals LLC. offers field reviews where we go out and check the subject and comparables in question.
If you need it ASAP, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal report you may have had in the past.
Although most appraisal reviews are requested by lenders for quality control, homeowners suspecting a prior appraisal wasn't above board are prudent to invest in a second opinion.
|
|